Service 02
Invoice Discounting
Convert outstanding invoices into immediate working capital. Stop waiting for payment and start growing your business today.
How It Works
From invoice to cash in your account.
Submit Your Invoice
Share details of the invoice you want to discount: the debtor, amount, and payment terms.
Quick Assessment
We assess the debtor's creditworthiness and verify the invoice. Decisions typically within 24-48 hours.
Receive Your Advance
Once approved, you receive the advance amount directly into your account.
Settlement
When your debtor pays the invoice, the balance (less our fee) is released to you.
Why Choose Azania for Invoice Discounting?
Fast Cash Flow
Get funded against your outstanding invoices within days instead of waiting 30, 60, or 90 days.
Confidential Facility
Your customers don't need to know you're using invoice discounting. Fully confidential facilities available.
Flexible Funding
Fund a single invoice or set up an ongoing facility. Scale your funding as your business grows.
Transparent Fees
All fees are quoted upfront in Rands. No hidden charges, no complex interest calculations.
Who Qualifies?
- Outstanding invoices from creditworthy debtors
- Minimum invoice value of R40,000
- Invoices for goods or services already delivered
- South African registered business
- Debtor payment terms of 30-90 days
Fee Structure
Our fees are quoted upfront in Rands based on the invoice value and payment terms. There are no hidden charges.
Ready to Unlock Your Invoices?
Apply for invoice discounting today and get a decision within 24-48 hours.
Apply for Funding